FAQ's


Accidental
Damage?
Loss Ratio?
covered under
All Risk?
if you are
Underinsured?
Cover under
motor section?
E.g. if an insurance company pays a R1000 in claims for every R2000 in collected premiums, the loss ratio would be 50%.
Check your Hire Purchase settlement figure annually to determine if your cover is sufficient.
What We Cover
Household Contents
This insurance covers household items belonging to you, and to your family members who live with you on the insured premises.
All Risk
Ensure that your prized personal possesions are covered against any loss or damage. We can cover anything you take outside of your home, from laptops, your iPad or iPod, jewellery, cell phones, drones, glasses and more.
Motor and pleasure Crafts
Cover for whatever means of transport you use, whether it’s a car, motorcycle, caravan, motor boat, yachts, Jet Skis or kayak.
Buildings
Cover for your private property or other buildings for loss or damage caused by acts of nature, fire, explosion and subsidence.