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Welcome to HRA Insurance Brokers, We're here to help you
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Business Insurance

As a business owner, commercial insurance is an important investment you must make for your company. After all, your assets are either the product of years of hard work and dedication or the reason you gain more assets and clients. Our range of business insurance solutions is uniquely tailored to your needs, taking into account the particular risks your business faces and using our expertise and knowledge to ensure you are covered correctly and comprehensively. We guarantee attentive and personalised service that will ensure you are able to rest knowing you are well taken care of. We offer commercial insurance as well as various types of specialist insurance products from all the major insurance companies.

What we cover

Business | Commercial | Industrial

Cover includes buildings combined, fire, office contents, business interruption, theft, money, goods in transit and business all risk.

Farming & Agricultural

Comprehensive cover that is flexible enough to fulfil all a farmer’s agricultural needs

Guarantees, Liabilities & Contractors

Comprehensive insurance cover and fuel guarantee products available for petrol station owner’s needs.

Trucking & Goods in Transit

Cover includes buildings combined, fire, office contents, business interruption, theft, money, goods in transit and business all risk.

Construction & Engineering

Cover for the Construction and Engineering industry which includes: Contractors All Risks, machinery breakdown, Plant all Risk, and a full range of construction guarantees.

Lodges, Guesthouses & B&B's

Cover for the hospitality industry including building, contents, bilking, liability and all risk.

Marine & Aviation

Our cover includes marine cargo, inland transit, liability, hull and in-flight insurance.

Cyber Crime

Cybercrime refers to criminal activity that typically involves a computer or networked whereby cybercriminals or hackers illegally gain profits or access through various methods.

FAQ's

This is cover that provides more in depth and specialized cover over and above normal commercial cover that requires specific insurance solutions with the highest level of expertise- such as Guarantees, Aviation, Construction, Marine, Professional Indemnity etc

Business interruption insurance is a type of insurance that covers the loss of income that a business suffers after a disaster. The income loss may be due to a disaster-related closing of the business facility or due to the rebuilding process after a disaster.

A Fire policy covers fixed property like buildings, moveable property like stock or plant and machinery from insured perils e.g., fire, lightning, explosion or earthquake.

This is cover required for a client who needs insurance for transportation or movement of goods. It covers goods transported via sea, air, road and rail.

Machinery breakdown insurance is designed to provide indemnity for sudden and unforeseen physical loss or damage to the property Insured. It is a prerequisite and warranty of the insurance policy that all insured machinery is properly maintained and is kept in sound working order.

contact

Let us help you reach your Business financial goals

We take the time to get to know you, and understand
your needs with the best service we know how to offer as well as a wide range of insurance products with various insurers to satisfy your needs.

Contact us directly

Sales

+27 (0) 13 243 1995

Customer Service

+27 (0) 13 243 1995

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