Trustworthiness
Integrity
Customer Focus
Innovation
Financial Strength
Security
Business & Personal Risk Cover
We provide comprehensive risk solutions designed to protect both your business operations and your personal assets. Our team works closely with you to identify exposures and create tailored cover that ensures long-term security, whether you’re safeguarding a company, a household, or both.
Property & Related Insurance
From homes to commercial buildings, we offer reliable protection for structures, contents, and associated assets. Our property cover is designed to give you peace of mind, ensuring that your investments are secure against unexpected loss or damage.
Engineering Works & Plant Cover
Our engineering and plant insurance supports businesses involved in construction, infrastructure, and technical operations. We protect your machinery, equipment, and works in progress, ensuring that projects stay on track and that critical assets remain safeguarded.
Agricultural Insurance
We offer tailored protection for farmers and agricultural operations, including cover for crops, machinery, livestock, and farmer’s assets. Our solutions help secure your livelihood against unpredictable weather, operational risks, and industry-specific challenges.
Professional Indemnity & Specialised Liability
Professionals face unique risks, and we provide the liability cover needed to protect your reputation and financial wellbeing. Our indemnity solutions safeguard against claims arising from errors, omissions, or professional advice across a wide range of industries.
What We Offer
Testimonials
Thank you Team for excellent service over the past 6 years and the biggest shout out to Nqobile that assisted me with my recent claim. It is easier to complain than to say thank you these days. I Received Exceptional service from him. Coming from a customer service industry I know what it takes behind the scenes what a customer never see or know about. He kept me up to date, I never had a chance to follow up and he made sure to make my request a reality even though it meant creating more effort from he’s side. He is an asset to the business. Once again, thank you very much.
I just want to add, I’ve never met any person working at HRA in person. My husband referred me to you, few emails here and there done, policy activated. 3/4 years after the policy was activated I phoned and said it’s Lydia speaking. It was either Louise or Sonja who answered and she said “Oh Lydia Davidson how are you doing” I was at a loss for words, because how the hek did she know, and the service levels has never changed. FEELS LIKE FAMILY.
Lydia Strydom
"Baie baie dankie, ek waardeer julle amazing diens."
R Botha
"Ek wil jou vandag komplimenteer. Vir nuwelinge met versekering en vrae en onkunde wil ek baie dankie se dat jy nooit ongeduldig raak met ons nie. Dankie dat jy altyd dadelik terug kom en dat jy ‘n mens gerusstel en altyd so mooi help. Ons is regtig gelukkig oor jy na ons versekering kyk."
D Labuschagne
"I must commend HRA on the excellent service."
R Bala / Trans Ref. Services
"Ek wil net uit my hart uit dankie se vir die uitstekende diens wat jy lewer. Die ondersteuning wat ons van julle as brokers ontvang maak dit makliker."
S van der Walt
"Just want to say thank you for being a star. You are always on point. If possible I’d like to compliment you to your boss."
B Amos
Let’s Talk Insurance
Contact us for any questions or inquiries — we’ve got you covered!
